Attn: people in the US who use CPAP

This doesn't apply to Medicare/Medicaid, because believe it or not, CMS wouldn't allow this.

But other than that ...

You Snooze, You Lose: Insurers Make The Old Adage Literally True
Millions of sleep apnea patients rely on CPAP breathing machines to get a good night’s rest. Health insurers use a variety of tactics, including surveillance, to make patients bear the costs. Experts say it’s part of the insurance industry playbook.